Articles & Insights
Cox Private Wealth named ‘Excellence Awardee’ for Advisory Team of the Year
We’re Honoured to Be Recognized as One of Canada’s Top Wealth Management Teams We are proud to share some exciting news with our clients, partners, and community—our firm has been named an Excellence Awardee for Best Wealth Management Team in Canada (Under 10 Staff) by Wealth Professional. This recognition is part of a national awards…
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Is It Time to Hire a Financial Planner? Here’s How to Know
At some point in your financial journey, the question naturally arises: Do I need a financial planner? Whether you’re just starting to build wealth or managing an increasingly complex portfolio, professional advice can make a measurable difference – not just in returns, but in confidence and clarity. But how do you know when it’s time…
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Summer 2025 Market Update
In the second quarter of 2025, U.S. equity markets exhibited a remarkable recovery following the sharp “tariff shock” decline in early April, when the S&P 500 and Nasdaq fell into correction territory (> -10%) amid tariff escalations under the Trump administration (more on that later). By mid‑May, the S&P 500 had rebounded past its level from…
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What’s the real value of a financial advisor? Ask Vanguard
At Cox Financial Group, we believe that great financial advice is about more than just picking the right investments – it’s about delivering long-term value, clarity, and peace of mind. And we’re not the only ones who believe that. Vanguard, one of the world’s largest investment management firms, conducted a landmark study titled Advisor’s Alpha,…
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Incorporated? Here’s How to Maximize the Value of Your Corporate Investments
If you’re an incorporated Canadian business owner, you’re already in a strong position to build long-term wealth. But are you making the most of your corporate investment opportunities? Incorporating offers more than just limited liability and potential income splitting – it opens the door to advanced wealth-building tools like holding companies (HoldCos), Individual Pension Plans…
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Estate Planning in Canada: Avoiding Probate and Preserving Your Legacy
A Practical Guide to Wills, Trusts, and Minimizing Probate Fees Across Provinces Estate planning is a critical component of a complete financial strategy, yet it’s often overlooked or delayed until a more convenient time. For Canadian families and individuals looking to preserve wealth and pass it on efficiently, understanding the nuances of wills, trusts, and…
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Ready, set, go: a refresher for administrators
Calling all administrators of health benefits plans: here’s a handy checklist to help your health benefits plan run smoothly—and prevent crises. First, the golden rule: reach out to plan members at least once a year. The main call to action: remind them to update their plans if needed, for example due to the birth of…
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How the New FHSA Compares to the TFSA and RRSP: What Canadian Investors Need to Know
In the ever-evolving landscape of personal finance, Canadian investors now have a new tool at their disposal: the First Home Savings Account (FHSA). Introduced in 2023, the FHSA is designed to help first-time homebuyers save for their first home with significant tax advantages. But how does it stack up against the tried-and-true Tax-Free Savings Account…
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How to Ease Employees’ Financial Worries
Financial worries distract employees during work hours—and the road to retirement savings may include several twists and turns. These are among the key takeaways from a survey of more than 1,500 employed Canadians and 500 retirees in 2024. The survey was conducted by Edelman DXI and commissioned by Manulife and John Hancock Retirement. “The best…
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How to Boost the Use of your EAP
Employee assistance plans (EAPs) have evolved and improved significantly in recent years, yet awareness remains relatively low—among plan sponsors as well as plan members. At the same time, members increasingly struggle with their mental health. According to the 2024 Benefits Canada Healthcare Survey, 22 per cent of plan members reported a current diagnosis of anxiety, depression…
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How to Support Employees Living with Cancer
Employers with a cancer-care support strategy stand to make gains in productivity and retention. Such a strategy takes a coordinated approach and includes assistance navigating the public healthcare system, easily accessible information around cancer care, critical illness insurance, partial disability clauses and accommodations (such as flexible schedules) to ensure successful returns to work. The case…
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