Benefits

3 Things You Should Know About The Pricing Of Employee Benefits

August 4, 2022

1. Target Loss Ratio (TLR) The Target Loss Ratio is the percentage of every dollar your insurance carrier expects to pay out in the form of claims for experience-rated benefits (typically short-term disability, health and dental). The difference between the TLR and 100% represents the carrier’s expenses for managing your program. For example: If your…

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