Articles & Insights
How to Choose Jewelry that Holds Its Value: A Financial Perspective
When it comes to luxury items, few hold the same allure as fine jewelry. While many buy jewelry for its beauty or emotional significance, savvy investors recognize that certain pieces can serve as valuable assets over time. Jewelry, if chosen wisely, can not only provide an enduring symbol of personal taste but also hold or…
3 Things You Should Know About The Pricing Of Employee Benefits
1. Target Loss Ratio (TLR) The Target Loss Ratio is the percentage of every dollar your insurance carrier expects to pay out in the form of claims for experience-rated benefits (typically short-term disability, health and dental). The difference between the TLR and 100% represents the carrier’s expenses for managing your program. For example: If your…
A Gift I Never Knew I Wanted
What 21 year-old would want “The Gift of Life Insurance” from his grandparents? I knew my Grandpa, Harry Cox had been in the life insurance business, as were his two sons Brad and Geoff. But seriously, Grandma and Grandpa couldn’t come up with a better University Graduation gift than a life insurance policy? It was…
Community Builder
I’m proud to see this article recognizing my Grandpa and the family in the University of Lethbridge Donors report. Community was so important to him. Here is the link (page 21):