Wealth
Is It Time to Hire a Financial Planner? Here’s How to Know
At some point in your financial journey, the question naturally arises: Do I need a financial planner? Whether you’re just starting to build wealth or managing an increasingly complex portfolio, professional advice can make a measurable difference – not just in returns, but in confidence and clarity. But how do you know when it’s time…
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What’s the real value of a financial advisor? Ask Vanguard
At Cox Financial Group, we believe that great financial advice is about more than just picking the right investments – it’s about delivering long-term value, clarity, and peace of mind. And we’re not the only ones who believe that. Vanguard, one of the world’s largest investment management firms, conducted a landmark study titled Advisor’s Alpha,…
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Incorporated? Here’s How to Maximize the Value of Your Corporate Investments
If you’re an incorporated Canadian business owner, you’re already in a strong position to build long-term wealth. But are you making the most of your corporate investment opportunities? Incorporating offers more than just limited liability and potential income splitting – it opens the door to advanced wealth-building tools like holding companies (HoldCos), Individual Pension Plans…
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How the New FHSA Compares to the TFSA and RRSP: What Canadian Investors Need to Know
In the ever-evolving landscape of personal finance, Canadian investors now have a new tool at their disposal: the First Home Savings Account (FHSA). Introduced in 2023, the FHSA is designed to help first-time homebuyers save for their first home with significant tax advantages. But how does it stack up against the tried-and-true Tax-Free Savings Account…
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Top Tax-Saving Strategies for High-Income Canadians
Maximize wealth while minimizing your tax burden As a high-income earner in Canada, your financial success comes with a greater tax liability. With top federal and provincial marginal tax rates exceeding 50% in some provinces, strategic tax planning is essential to preserving and growing your wealth. At Cox Financial Group, we specialize in helping high-net-worth…
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Living Longer, Planning Smarter: How Longevity in Canada Impacts Your Retirement
Canadians are living longer than ever before. With average life expectancy now exceeding 82 years, and many individuals living well into their 90s, longevity is becoming one of the most significant factors shaping modern retirement planning. While longer lifespans are a testament to better healthcare and improved lifestyles, they also present a critical financial challenge:…
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Asset Sale vs. Share Sale: What Business Owners Need to Know When Selling a Business in Canada
Selling a business is a major financial decision and often the culmination of years or decades of hard work. For Canadian business owners preparing for an exit, one of the first and most important decisions is how the transaction will be structured: as an asset sale or a share sale. Each option comes with distinct…
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Cox Private Wealth named ‘Excellence Awardee’ for Advisory Team of the Year
We’re Honoured to Be Recognized as One of Canada’s Top Wealth Management Teams We are proud to share some exciting news with our clients, partners, and community—our firm has been named an Excellence Awardee for Best Wealth Management Team in Canada (Under 10 Staff) by Wealth Professional. This recognition is part of a national awards…
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RRSP vs. TFSA: Which One is Right for You?
When it comes to saving and investing for your future, Canadians have two powerful tools at their disposal: the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA). Both offer tax advantages, but they serve different purposes. Understanding the key differences can help you make the most of these accounts and optimize your…
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